척척 가계부 - AI 자동 지출 관리 Privacy Policy
척척 가계부 - AI 자동 지출 관리 values and protects your privacy.
This Privacy Policy applies to the Google Play app 척척 가계부 - AI 자동 지출 관리 (package name: com.sanha.moneytalk).
Developer: 하서도은
1. Information Collected
- SMS messages (for payment parsing)
- Monthly income and budget settings
- Device and app usage data for ads, analytics, and crash diagnostics
2. Purpose of Use
- Automatic expense/income tracking and classification
- AI-based category classification (Gemini API)
- AI financial consultation service
- Ad delivery and app quality improvement
3. Data Storage
- Transaction data is stored locally on your device
- We do not store personal data on our servers
4. Third-Party Sharing
- Store names, amounts, transaction context, or masked message snippets may be sent to Google Gemini API for AI classification and consultation
- Direct identifiers such as phone numbers are removed or minimized where possible
- Google AdMob SDK is used for advertising services
- Firebase SDK may be used for app analytics, crash diagnostics, and remote configuration
- We do not sell personal data or share it beyond the disclosed purposes
5. Advertising
- This app may display rewarded ads through Google AdMob
- AdMob may collect device identifiers and other information for ad delivery
- For more details, see Google Privacy Policy
6. Your Rights
- You can delete all data at any time from Settings
- Uninstalling the app removes all local data
- SMS permissions can be revoked at any time from system settings
Last updated: May 19, 2026
Contact: hsh709735@gmail.com